The Safest Places to Live in Mexico in 2025
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Contents
- Is Mexico Actually Safe for Americans?
- How We Identified the Safest Places in Mexico
- The Top 5 Safest Places to Live in Mexico
- 1. Mérida, Yucatán - The Safety Champion
- 2. Puerto Vallarta, Jalisco
- 3. San Miguel de Allende, Guanajuato
- 4. Playa del Carmen, Quintana Roo
- 5. Querétaro City, Querétaro
- Other Safe Options for Different Lifestyles
- For Beach Lovers:
- For Small-Town Charm:
- For Culture and History Enthusiasts:
- For Modern City Living:
- Places to Avoid in Mexico
- Common-Sense Safety Tips for Living in Mexico
- The Financial Advantage: Cost of Living
- Healthcare in Mexico: Surprisingly Good and Affordable
- What About Visas and Residency?
- Finding Your Perfect Mexican Home
“Is it really safe to live in Mexico?”
That’s usually the first question clients ask us when they’re considering moving south of the border. It’s a fair question—especially when mainstream media bombards us with stories focusing exclusively on drug cartels and border violence.
But here’s what those sensationalized headlines don’t tell you: Mexico is an enormous country with 31 states, an autonomous entity called Mexico City, and countless cities and towns, each with their own distinct character and safety profile. Judging all of Mexico based on its most troubled areas would be like avoiding the entire United States because of high crime rates in certain cities.
The reality? Millions of Americans and Canadians have already discovered that living in Mexico offers an incredible lifestyle at a fraction of the cost back home. Many have found communities where they feel safer, more connected, and happier than they did in their hometowns.
In our 40+ years of helping clients internationalize their lives and assets, we’ve developed deep insights into which Mexican communities offer the best combination of safety, amenities, healthcare, and quality of life. We’ve watched expat havens grow, with once-sleepy beach towns now bustling with international life, and helped clients navigate the practical realities of relocating.
This guide focuses specifically on safety – where you can enjoy Mexico’s rich culture, warm hospitality, and affordable living without undue concerns about security. We’ll explore cities and towns that stand out for their low crime rates, strong expat communities, and overall livability.
Let’s cut through the fear and misconceptions to uncover the safest places for Americans and other foreigners to live in Mexico.
Is Mexico Actually Safe for Americans?
Let’s address the elephant in the room right away: Yes, many parts of Mexico are absolutely safe for Americans!
Mexico is home to over 1.2 million foreign-born residents as of 2020, with more than 65% coming from North America. People love it here for the low cost of living, simple visa process, and vibrant culture that turns everyday life into an adventure.
But what about all those scary news stories? Here’s the reality: media coverage of Mexico focuses heavily on drug-related violence, which is mostly concentrated in specific areas that you probably wouldn’t visit anyway. The vast majority of foreigners living in Mexico enjoy peaceful, welcoming lives.
In fact, many of our clients tell us they actually feel safer in their Mexican communities than they did back home! The strong sense of community, neighbors who look out for each other, and local pride contribute significantly to safety in popular expat locations.
How We Identified the Safest Places in Mexico
To create this list, we didn’t just rely on opinions. We looked at real data from a combined list of sources, including Numbeo, Statista, and the US Department of State:
- Crime statistics: We analyzed data to find cities with lower crime rates.
- Expat communities: Places with lots of foreigners tend to have better safety.
- Tourism investment: Areas that depend on tourism usually invest in security.
- Police presence: We looked for places with visible law enforcement.
- Location factors: We considered how far each place is from high-risk areas.
Now let’s consider where you can enjoy Mexico while staying safe and secure.
The Top 5 Safest Places to Live in Mexico
For context, a Safety Index is a numerical score that represents how safe a location is based on various factors, such as crime rates, law enforcement effectiveness, and residents’ perceptions of safety. A higher score generally indicates a safer place.
On the contrary, a Crime Index is the opposite of the safety index, representing the level of crime in a particular location. A higher crime index means a higher prevalence of crime, while a lower score suggests lower crime rates.
1. Mérida, Yucatán - The Safety Champion
Safety Index: 75.04
Crime Index: 24.51
Homicide rate per 100,000 people: Only 2.5, compared to the Mexican national average of 29 per 100,000!
If safety is your top priority, Mérida should be at the top of your list. This beautiful city consistently ranks as the safest major city in Mexico, with crime stats that would make many US cities jealous.
Why We Love Mérida:
- It’s incredibly safe: With one of the lowest crime rates in the entire country, you can relax and enjoy life here.
- Rich culture everywhere you look: The city is filled with gorgeous colonial architecture and deep Mayan roots.
- Day trips galore: You’re just a few hours from the beaches of the Riviera Maya and the amazing ruins at Chichen Itza.
- You’ll find your people: About 10,000 to 15,000 foreigners already call Mérida home.
- All the modern comforts: Great healthcare, solid internet, and all the conveniences you need.
- Always something happening: From art galleries to live music to food festivals, you’ll never be bored.
Mérida gives you the perfect balance of authentic Mexican charm and expat-friendly conveniences. The historic downtown is full of character, while the modern suburbs offer more familiar comforts. Just be prepared for the heat in summer – it can get pretty toasty!
2. Puerto Vallarta, Jalisco - Beach Living with Peace of Mind
Safety Index: 65.07
Crime Index: 34.93
Homicide rate per 100,000 people: 9.1
Want beach living without safety worries? Puerto Vallarta delivers both. This gorgeous coastal city on Mexico’s Pacific coast has been welcoming Americans for decades and has developed into one of the country’s safest beach destinations.
Why Puerto Vallarta Might Be Your Perfect Match:
- You’ll be in good company: About 15,000 foreigners live here year-round, creating a friendly, supportive community.
- Postcard-perfect setting: Beautiful beaches with the stunning Sierra Madre mountains as a backdrop.
- Welcoming to everyone: PV is famously LGBTQ+ friendly and welcoming to people from all walks of life.
- All the comforts of home: Great healthcare, solid internet, and easy transportation options.
- Never a dull moment: From water sports to hiking to zip-lining through the jungle.
- Rich cultural experiences: Check out the iconic Church of Our Lady of Guadalupe and the thriving art scene.
While you should watch your wallet in touristy areas (just like anywhere), violent crime against foreigners is rare here. The city depends on tourism, so keeping visitors and residents safe is a top priority for local authorities.
3. San Miguel de Allende, Guanajuato
Safety Index: 49.40
Crime Index: 50.99
Homicide rate per 100,000 people: 29
This UNESCO World Heritage site in central Mexico has been attracting artists, writers, and retirees for decades. Located less than four hours from Mexico City, San Miguel de Allende offers colonial charm, cultural richness, and a well-established expatriate community.
Why San Miguel de Allende Stands Out:
- UNESCO World Heritage designation: The city is celebrated for its exceptionally preserved colonial architecture.
- Vibrant arts scene: Home to numerous galleries, arts festivals, and creative workshops.
- Mild climate year-round: With warm days and cool nights at its elevation of 6,000 feet.
- Large English-speaking population: Making it easier for newcomers to adjust.
- Cultural activities: From music festivals to culinary events.
- Beautiful surroundings: Cobblestone streets, colorful buildings, and stunning cathedrals.
While San Miguel has a higher homicide rate than some other cities on our list, these incidents rarely affect the expatriate community. The historic center remains quite safe, though, like anywhere, it’s best to stay aware—especially at night or in quieter areas.
4. Playa del Carmen, Quintana Roo
Safety Index: Not specifically rated, but considered among the safest resort towns.
Crime Index: Low for violent crime against tourists.
Homicide rate per 100,000 people: 6.3 as of 2024
Once a small fishing village, Playa del Carmen has transformed into one of the fastest-growing cities in Mexico and a preferred destination for expatriates seeking beach living with modern amenities. (It’s also become very popular with our clients within the last year or two.)
Why Playa del Carmen Stands Out:
- Caribbean beaches: Enjoy pristine white sand and turquoise waters.
- Pedestrian-friendly layout: The main avenue, Quinta Avenida, is closed to vehicles.
- International atmosphere: A diverse mix of residents from around the world.
- Modern amenities: Excellent shopping, dining, and healthcare options.
- Strategic location: Easy access to Cancun, Tulum, and natural attractions like cenotes.
- Active lifestyle: Opportunities for diving, snorkeling, and other water sports.
While the state of Quintana Roo has seen some drug-related incidents in recent years, these rarely affect tourists or expatriates. The high concentration of visitors means security remains a top priority for local authorities.
5. Querétaro City, Querétaro
Safety Index: Not specifically rated, but consistently ranked among Mexico’s safest cities.
Crime Index: Low, particularly for violent crime.
Homicide rate per 100,000 people: 7.62 as of 2024
Located in central Mexico, Querétaro offers a unique blend of colonial charm and modern development. The city has experienced significant economic growth while maintaining its historical character and safety record.
Why Querétaro Stands Out:
- Economic opportunities: Home to aerospace, IT, and manufacturing industries.
- UNESCO World Heritage historic center: Beautiful colonial architecture and pedestrian-friendly streets.
- Modern infrastructure: Excellent transportation, healthcare, and telecommunications.
- Mild climate: Pleasant weather throughout the year.
- Family-friendly atmosphere: Good schools and public spaces.
- Proximity to Mexico City: Just a 2.5-hour drive to the capital.
Querétaro has managed to avoid many of the security issues facing other parts of Mexico, making it increasingly popular with both Mexican nationals and foreigners seeking safety and good quality of life.
Other Safe Options for Different Lifestyles
For Beach Lovers:
Tulum, Quintana Roo
Once a backpacker’s paradise, Tulum has evolved into an upscale destination while maintaining its eco-friendly ethos. With its stunning beaches and proximity to Mayan ruins, it offers a unique living environment. While petty crime can occur, violent crime against foreigners is rare.
Puerto Morelos, Quintana Roo
Located between Cancun and Playa del Carmen, this former fishing village offers a more relaxed alternative to its busier neighbors. The town centers around a charming town square, and its coral reef (part of a national park) attracts snorkelers and divers. It’s known for its tight-knit community and safer, small-town atmosphere.
For Small-Town Charm:
Sayulita, Nayarit
Safety index: 90.0
Crime index: 10.0
Homicide rate: 0 (April 2023 to March 2024)
This surf town on Mexico’s western coast is just an hour from Puerto Vallarta. With only 5,000 full-time residents, it maintains a laid-back, family-oriented atmosphere with virtually no violent crime. The town is popular with Canadian and American expatriates seeking a simpler lifestyle.
Chapala, Jalisco
Safety index: 78.76
Crime index: 21.24
Homicide rate per 100,000 people: 3.5
Nestled in a valley of the Sierra Madre mountains on Mexico’s largest lake, Chapala hosts around 20,000 expatriates, many from the US and Canada. The area enjoys beautiful weather with low humidity, and serious crime is extremely rare, making it particularly popular with retirees.
For Culture and History Enthusiasts:
Oaxaca City, Oaxaca
This UNESCO World Heritage site offers a rich cultural tapestry, renowned cuisine, and colonial architecture. It’s one of Mexico’s safest major cities, though speaking Spanish is essential for daily life here. Monthly expenses for expatriates typically range from $800 USD – $1,050 USD (as of March 2025), including rent.
Campeche City, Campeche
This walled city with cobblestone streets and colonial architecture is one of Mexico’s safest cities. Campeche offers a relaxed lifestyle with low crime rates and a strong sense of community, ideal for history lovers seeking a slower pace of life.
For Modern City Living:
Guadalajara, Jalisco
Mexico’s second-largest city offers a blend of tradition and modernity. While certain areas require caution, the city has safe, upscale neighborhoods popular with expatriates. Guadalajara offers excellent cuisine, cultural events, and modern amenities at a lower cost than Mexico City.
Mexico City (Specific Neighborhoods)
While Mexico City requires urban awareness, neighborhoods like Condesa, Roma Norte, and Polanco offer safe, cosmopolitan environments with world-class dining, museums, and cultural attractions. The city has undergone significant safety improvements since 2018. Our founder, Mark Nestmann, recently stayed in Roma Norte and found it to be a quiet, safe neighborhood.
Places to Avoid in Mexico
While many parts of Mexico are safe, there are some areas where you probably shouldn’t plan to live. The US Department of State currently advises against travel to these states:
- Tamaulipas: This border state has serious issues with crime and kidnapping. Cities like Nuevo Laredo and Reynosa have seen cartel activity. Being right on the US border makes this area a hotspot for trafficking.
- Guerrero: Yes, Acapulco has beautiful beaches, but the state has significant security problems. The mountains make it hard for police to control rural areas, and criminal groups often clash over territory.
- Michoacán: This state has seen conflicts between cartels and vigilante groups for years. While it has amazing cultural heritage and monarch butterfly sanctuaries, many parts remain unstable.
- Colima: This small state has seen rising crime rates recently. The shipping port of Manzanillo attracts trafficking activity.
- Sinaloa: Home to a notorious cartel, but interestingly, tourist areas like Mazatlán are still considered relatively safe and continue to attract both visitors and expats.
As a general rule, border towns and cities along major drug routes face more challenges than interior and tourist-focused destinations. Always check recent travel advisories before deciding where to live in Mexico.
Common-Sense Safety Tips for Living in Mexico
Here are some basic safety tips that will help you enjoy Mexico worry-free:
Stay Alert
- Pay attention to your surroundings, especially in crowded places.
- Trust your gut – if something feels off, move away.
- Avoid empty streets and isolated areas after dark.
- Be careful in tourist spots where pickpockets might be working.
Get Around Safely
- Use Uber or Cabify instead of random street taxis.
- Stick to toll roads when driving between cities.
- Limit nighttime use of public transportation.
- Keep car windows up and doors locked at traffic lights.
- Travel during daylight for longer trips.
Protect Your Stuff
- Don’t show off expensive jewelry or electronics.
- Keep important documents in a safe place.
- Split up your money and cards (don’t keep everything in one place).
- Make digital copies of your passport and visa.
Choose Safe Housing
- Pick neighborhoods known for being safe.
- Consider gated communities or buildings with security.
- Make sure your home has good locks and lighting.
- Get to know your neighbors – they’re your best allies.
Become Part of the Community
- Learn some basic Spanish – locals really appreciate it.
- Respect Mexican customs and traditions.
- Build relationships with your neighbors.
- Participate in local events.
- Support local businesses.
Stay in the Loop
- Register with your country’s embassy.
- Keep up with local news.
- Join expat Facebook groups and forums.
- Know emergency numbers and hospital locations.
Most expats in Mexico live happy, trouble-free lives by following these simple guidelines. These are mostly the same precautions you’d take in any new place!
The Financial Advantage: Cost of Living
One of the most compelling reasons Americans choose Mexico is the significantly lower cost of living. Here’s what you can expect in some of the safest cities:
Mérida
- Average monthly expenses: $649 USD without rent.
- Rent for one-bedroom apartment: $196.08 USD – $343.14 USD in city center.
- Utilities: Approximately $51.03 USD monthly (as of January 2025).
- Healthcare: High-quality, affordable private healthcare available.
Puerto Vallarta
- Average monthly expenses: $699.38 USD without rent.
- Rent for one-bedroom apartment: $940.77 USD (in the city centre), $642.16 USD (outside the city centre) as of March 2025.
- Dining out: $7.84 USD (as of February 2025) for a good meal in a mid-range restaurant.
San Miguel de Allende
- Average monthly expenses: $455.88 USD without rent.
- Rent: $1,620.29 USD for apartments, more for houses depending on location, size and amenities.
- Overall cost: Approximately 240% lower than living in New York City.
Playa del Carmen
- Average monthly expenses: $506.63 USD – $714.12 USD without rent (as at November 2024).
- Rent: $807.45 USD (in the city center) and $451.96 USD (outside the center) depending on location and amenities.
- Healthcare: Good facilities available at a fraction of US costs.
Healthcare in Mexico: Surprisingly Good and Affordable
If healthcare is on your mind (and it should be), you’ll be pleased to know that Mexico offers great options at prices that will make you smile.
Mexico has two main types of healthcare:
Public Healthcare
- IMSS: This is Mexico’s social security system. As a legal resident, you can join for about $500 USD per year depending on your age. It covers most medical needs.
- INSABI: This is a newer public program, but it’s mainly for Mexican citizens.
Private Healthcare
- Private hospitals and clinics: Many have English-speaking staff and modern equipment.
- Amazing value: Medical visits cost about 70% less than in the US. A specialist might charge $30-60 USD instead of $200-500 USD! (This depends on location and specialist’s reputation.)
- Medications: Most are available over the counter and cost much less than in the States.
Insurance Options
- International health insurance: Good if you travel between countries often.
- Mexican private insurance: Usually cheaper but covers just Mexico.
- Travel insurance: Works for short stays under six months.
Most expat-friendly places have good healthcare options. Bigger cities have the most advanced facilities, but even beach towns usually have decent clinics.
Many of our clients are amazed at how affordable it is to get quality healthcare in Mexico—it’s one of the biggest financial benefits of moving south!
What About Visas and Residency?
If you’re thinking about moving to Mexico, you’ll need to understand your visa options:
Tourist Visa
- Good for up to 180 days (about 6 months).
- Can’t be renewed without leaving the country.
- Perfect for “trying out” Mexico before committing.
- Not suitable for permanent living (though some people do border runs).
Temporary Resident Visa
- Valid for 1-4 years.
- Requires proof of income (usually around $4,185/month USD or $69,750 USD in savings over the last 12 months). Note that every Mexican Consulate has its way of doing things and these thresholds may vary.
- Allows multiple entries and exits.
- Allows you to open a Mexican bank account and get a driver’s license.
- Can bring in a foreign-plated vehicle.
Permanent Resident Visa
- Never expires.
- Higher income or savings requirements than a temporary visa.
- No need to renew.
- Can work without restrictions.
- Can’t bring in a foreign-plated vehicle.
Retirement/Rentista Visa
- Special category for retirees with pension or investment income.
- Requirements can be easier to meet for seniors.
The process starts at a Mexican consulate in your home country before you move. Requirements and procedures can change, so it’s best to check with the consulate or talk to an immigration attorney for current information. Many of our clients find the process surprisingly straightforward compared to other countries.
Finding Your Perfect Mexican Home
Mexico offers an incredible variety of safe, affordable places where Americans can create amazing new lives. Whether you’re dreaming of beach sunsets, colonial charm, or city excitement, there’s a secure Mexican community waiting for you.
The secret to a successful move to Mexico is doing your homework, keeping realistic expectations, and approaching the experience with an open mind. Yes, safety matters – but don’t let it overshadow the incredible benefits Mexico offers to those willing to embrace its wonderful culture.
By choosing one of the safer locations in this guide and following basic common-sense precautions, you can join the hundreds of thousands of Americans who’ve already found their slice of paradise south of the border.
Even if a global currency reset never happens (though we have our thoughts on that), diversifying where you live and having a “Plan B” just makes good sense in today’s world. Mexico offers that opportunity at a price point that’s hard to beat.
If you’d like personalized help finding your perfect Mexican home or creating a wealth protection strategy that includes international living options, reach out to us for a consultation. We’ve been helping clients navigate these waters since 1984.
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We have 40+ years experience helping Americans move, live and invest internationally…
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We have 40+ years experience helping Americans move, live and invest internationally…
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