Are You at Risk of a Bank Bail-in?

This free risk assessment tool will give you an exact picture of whether your funds are currently at a higher of lower risk of being bailed-in during the next banking crisis.

With Data on 8,449 U.S. Banks and Credit Unions

Instructions: Simply enter the name of your account, the account type, and how much you currently have in that account. In order to get the most accurate score, fill out one line per account.

Step 1 of 2

Enter Your Bank and Balance Details

Bank Name
Account Type
Account Balance
+ New Bank Account
Step 2 of 2

Where Shall We Send Your Report?

Please enter your details below. Upon clicking the "Calculate Bail-In Risk Score" button, your report will be generated and sent to you by email. That way, you'll be able to refer back to it at any time in future.

The email will also give you a link to delete all bank information used to calculate your score.

We handle your data according to our Privacy Policy. By entering your email address you grant us permission to send you the report and follow up emails later.

How does it work?

We first compiled financial data on more than 8,000 US banks and credit unions including various capital ratios, debt ratios, asset metrics, deposits, and the financials of the bank as a going concern.

We then applied our own proprietary method to analyse these banks and summarize their “risk” level. From there, we take your data, consider the protections of the FDIC (for banks) and NCUA (for credit unions) to come up with one number that represents your bail-in risk.

Concerned about privacy?

Our systems are protected by bank-level cryptographic security. The servers running the program are located in a European country with much stronger privacy laws than the US. As well, the final report includes a link to have all data provided here erased at your request.

Disclaimer: This tool is for information purposes only and should not be relied upon for important financial decisions. Our data is based on publicly available financial information and may be outdated or contain errors at the time you use the tool. We cannot be held responsible for any action you may or may not take as a result.